Is there any EMI option for IVF treatment in Noida for a middle-class family?

Infertility treatment can be emotionally and financially draining for couples. In Noida, IVF treatment has helped many couples welcome their bundles of joy, but the treatment cost has been overwhelming, particularly for middle-class families. In some cases, finance for fertility treatment becomes a huge challenge for couples. Thankfully, there are certain IVF clinics like Gunjan IVF World, the best IVF center Noida that offer IVF on EMI in Noida. Read this blog by an IVF specialist from Gunjan IVF World, the best IVF centre in Noida, on how treatments have been made more manageable and accessible.

Understanding the IVF cost breakdown

“IVF cycle cost in India depends on many factors like the clinic’s expertise, doctors, medications, tests and additional procedures. On average, the cost of a single IVF cycle ranges between Rs 1.5-3 lakhs, depending on the plan and complexity. This poses as a burden on a middle-class family that finds it difficult to manage finances. To ease this, clinics and financial partners have started offering low-cost IVF instalments to reduce the upfront financial burden,” says Dr. Gunjan Gupta, the best IVF specialist in Indirapuram and the Founder & Medical Director of Gunjan IVF World – a leading IVF clinic in Ghaziabad. Gunjan IVF World has been awarded as North India’s best IVF clinic chain award by the Economic Times for the fourth time in a row and has four highly advanced IVF centres in Ghaziabad, Janakpuri, Noida and Meerut.

Options of IVF loan Delhi NCR for IVF treatment

Many fertility clinics in Delhi NCR partner with banks and finance companies to provide couples from middle-class families access to Easy Monthly Instalment (EMI) payment plans. This helps couples to divide the IVF treatment cost into smaller and more manageable payments.

“At Gunjan IVF World, a leading IVF hospital in Noida, we provide 0% interest medical loan to our patients. We pay the interest amount on behalf of our patients, who just have to pay the original treatment cost in instalments,” stated Dr. Simmi Mahour, IVF specialist in Noida and Consultant at Gunjan IVF World, a well-known fertility clinic in Noida.

Some NBFCs and lenders also help out with medical loans for IVF treatment, which couples can repay through long-term EMIs.

Couples can also get the entire treatment cost converted into EMIs directly from a credit or debit card transaction.

Why do EMI make IVF more accessible to middle-class families?

EMI plans work the best for middle-class families because it makes the IVF treatment more realistic for the following reasons.

• Reduces the need for large upfront payments
• Allows couples to preserve savings for other expenses
• Provides flexible repayment options
• Enables access to quality treatment without delaying care

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